OJK Hands Over Two Suspects in Rural Bank Criminal Case; Additional Rp432 Billion of DSI Assets Seized
The financial regulator completed its investigation into the DCN Malang rural bank case and transferred two director-suspects to prosecutors, while passing new fund-flow evidence in the Dana Syariah Indonesia case to police investigators.
Indonesia's Financial Services Authority (OJK) announced on October 31 that it has completed its criminal investigation into banking offenses at PT BPR DCN Malang, handing two director-level suspects and the second-stage case file to the Batu district prosecutor's office on October 30; the first-stage file had been submitted on October 14. In a parallel enforcement action, OJK passed additional fund-flow and asset-tracing evidence in the PT Dana Syariah Indonesia (DSI) case to the police criminal investigation directorate (Bareskrim), where investigators have seized assets worth approximately Rp432 billion.
The actions land in a broader tightening year for Indonesia's rural banking segment: 15 banks, mostly BPR and BPRS, have had their licenses revoked across 2026 as of late October. Supervision is increasingly evidence-driven, built on digital traces of fund flows, credit documents and transaction records rather than periodic paper filings. The criminal cases remain at the investigation stage with the presumption of innocence applying to those named. For the surviving rural banks, the supervisory bar — documentation quality, credit-record accuracy and regulatory reporting — is rising in step.