OJK Blocks 702,833 Scam-Linked Accounts and Stops 1,199 Illegal Lenders Through September 2026
Rp825.2 billion has been frozen and Rp207.16 billion returned to victims, while the online-lending default rate nears OJK's 5% safety threshold.
Indonesia's financial regulator OJK has blocked 702,833 bank accounts linked to fraud through its Indonesia Anti-Scam Centre as of September 30, 2026, freezing Rp825.2 billion in funds, of which Rp207.16 billion has been returned to victims, CNBC Indonesia reported on October 27, citing the regulator.
Over January to September 2026, the Satgas PASTI task force stopped 1,199 illegal online lending entities and 250 illegal investment schemes. The online-lending 90-day default rate (TWP90) stood at 4.73%, approaching the 5% threshold OJK considers safe, and the regulator is preparing a revision of POJK 40/2024 that would require peer-to-peer platforms to hold pooling funds of at least 5% of platform fees, with a draft targeted for issuance in 2026.
OJK estimates public losses from illegal financial activity at around Rp12 trillion over two years. The escalating enforcement figures raise the priority of investment in fraud detection, screening and compliance reporting across banks and lending platforms.