Indonesia Mandates Automatic Tax Collection on All Digital Transactions from November 9
Presidential envoy Hashim Djojohadikusumo announced that all banks, fintechs and e-commerce platforms — including state banks, GoTo, Shopee and Lazada — must collect and remit taxes on digital transactions starting November 9, 2026, with the mechanism relying on IT and AI.
All digital transactions in Indonesia will be subject to automatic tax collection starting November 9, 2026, according to an announcement by presidential special envoy Hashim Djojohadikusumo at the Kadin national leadership meeting in late October. "All state banks, private banks, and all fintechs including Shopee, Lazada, GoTo, and so on must collect and must remit the taxes that have not been collected so far," he said, adding that "IT and AI will be used" in the mechanism. The announcement was carried by Warta Ekonomi and CNBC Indonesia on October 29–30.
The mandate lands on top of an existing digital-tax base: the tax office has been collecting income tax under Article 22 through four marketplaces since October 1, 2026, and digital-economy tax receipts had reached Rp58.75 trillion by September 30. Every bank and fintech now faces rebuilding its transaction pipeline — classifying taxable transactions, calculating and withholding, reconciling, remitting and reporting to the tax authority — on a timeline of days rather than months. It should be noted the operational specification rests on a political announcement; the tax office's technical regulation detailing collection mechanisms per institution type has not yet been published.